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1. We’d like to have one of our investigators examine the truck and make his own conclusions.

 

2. We’d like to have you seen by one of our doctors to determine if you need more treatment.

 

3. We disagree with the police report determination.

 

4. We’re going to need to obtain all of your previous medical records.

 

5. We don’t feel you needed all of the medical treatment you received.

 

6. We don’t believe all of the diagnostic tests you had were necessary.

 

7. We’ve analyzed your medical bills and reduced them to the amount we feel should have been charged.

 

8. We feel you were comparatively negligent.

 

9. We’d like to have a psychologist evaluate you for your emotional injuries.

 

10. We’d like to have a specialist review the records of your treatment and compare them to your previous medical records.

 

Here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in El Toro, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in El Toro, Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your El Toro Truck Accident Lawyer and your Orange County Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

R. Sebastian Gibson

1. I’m afraid our analysis of your medical bills has determined the reasonable value of those bills to be only half of what your were charged. Our settlement has to be based on our analysis.

 

2. Well, I’m afraid those commercials for our insurance company are really more of a, well, you know, advertising, uh, no, I wouldn’t call them a gimmick.

 

3. I know you saw those commercials and based on them thought that we would be covering all of your expenses from the accident, but those commercials really don’t say that?

 

4. You see, Sir, insurance companies base their decisions on what we think is reasonable, not on what your doctors think.

 

5. No, Sir, you’re right. I am not a doctor, but I can tell you that we still feel that some of those medical tests were unnecessary.

 

6. Well, you were on a motorcycle and taking a risk so we have to take that into consideration, don’t we?

 

7. Yes, I realize that injuries are usually more severe in a motorcycle accident, but the amount of treatment you received is still more than the average person has in a vehicular accident.

 

8. I know you were trying to save us some money, but when you declined an ambulance at the scene, that tells us you weren’t that seriously injured.

 

9. Yes, I know it can take days to get an appointment with your health insurance doctor, but if you were really that seriously injured, we would have expected you to hobble into an emergency room.

 

10. Yes, I realize that when you stopped your treatment for two weeks, you were attempting to see how you would be, but even though you found you were still in pain, we really have to discount any treatment after the date you stopped.

Here are ten additional tips of advice from a motorcycle accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in Costa Mesa, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good motorcycle accident attorney as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good motorcycle accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good motorcycle accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most motorcycle accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a motorcycle accident in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your Costa Mesa Motorcycle Accident Lawyer and your Orange County Motorcycle Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

R. Sebastian Gibson

For centuries, people have been traveling far and wide to be healed and yet today with all the information available at the fingertips, patients are still wary of trusting their health in the hands of a doctor thousands of miles away. However with the numbers of uninsured pegged at 47 million and the numbers of those not covered by dental insurance at 120 million, the medical scenario in US is grim with no end in sight.

Increasing medical costs and decreasing health benefits, is taking a heavy toll on those with either no insurance or a limited cover. At an age when health benefits are most sought, people struggle to stay healthy instead, for fear of rising medical bills. More often than not, the decision to stay healthy is taken right out of their hands and lands them in emergency rooms, where they are taken care of for the moment, but a lifetime of medical bills choke them to death. Even for those who live under a false security blanket that they are insured, having paid fat premiums all their productive years on the assurance that they will be provided quality health care when they need it the most, were in for a rude shock when news broke out that California Blue Cross, the state’s largest health insurance providers has been found guilty of systematically dropping policy holders, when they become sick or pregnant.

In a scenario like this, most often they are forced to seek out alternatives and one of the most attractive on the horizon in traveling to other countries, which promise the same medical attention if not better at 1/10th of the costs as in a hospital in the US. What however finally clinches the deal for the patient, to board the plane and travel 10,000 miles for the very first time in their lives, is a promise of a holiday in an exotic locale thrown in as part of the healing process.

The promise of a world class medical treatment at any of the Joint Commission International (JCI) accredited hospitals in India, China, Thailand, Philippines and others, an extended comfortable stay for the patient and a family member in hospital rooms which offer the luxuries of a five-star hotel room and the availability of a 24 hour registered nurse beats the odds out of treatments here. Besides the crippling costs, the hospitals budgeting needs here means shorter and shorter post-operative stays, which does not bode well with the elderly and the pregnant women.

Though over the last ten years, medical tourism in these countries is booming, thanks to half a million foreign patients to India alone till last year, there are still several millions who are hesitant to take the first step and research the information needed to put their mind and body at rest with the medical options available elsewhere. For those not so discerning patients, Global Health Care Facilitators have stepped in to find low cost, yet quality health care. One of the only three organizations promoting medical tourism here in the United States, Global HCF is just a click away from making a smooth transition to a hospital on foreign soil. The organization based in Cookeville and Nashville, Tennessee not only helps partner the patient with the right doctor, it also makes travel arrangements, takes care of accommodation and food with a consolidated bill at the end of a comfortable healing holiday.

To those cynics who believe in stories of botched surgeries floating around, Dr. Bill Thomas, the brain behind Global HCF, a seasoned traveler himself says that though life-saving medical procedures like heart surgeries, cancer treatment and elective surgeries like dental implants and cosmetic surgery cost as less at 1/10th of the costs of a procedure in the US, it is not because of a lack of expertise, rather a lack of malpractice suits and high administrative costs, which has crippled the health industry here. A surgery which would cost 50,000 dollars and above here in hospital charges alone can be performed for as less as 10,000 dollars all inclusive of medical costs and a holiday package, a realistic amount which can be put together with savings and loans. Global HCF takes care to see that they partner with JCI certified hospitals. In most cases the doctors have been trained in USA and in Europe and have impeccable career records, with less than one percent failure rates.

Countries like India which are actively promoting medical tourism are increasingly seeking JCI certification, to instill faith in the medical tourists coming to them, very well realizing that the publicity generated by one botched surgery could de-rail a burgeoning industry, expected to jump 30 percent every year. Besides the hospitals equipped with the latest medically advanced diagnostic equipments, Indian pharmaceutical companies too meet stringent requirements of the US Food and Drug administration. Medical advancements have meant that Indian doctors can now perform the hip re-surfacing surgery among others where the damaged bone is scraped away and replaced with chrome alloy, an operation which costs less and causes less post-operative trauma than the traditional hip replacement procedure done in the US.

To those who refuse to believe that anything could surpass the medical treatment available here in the US, there are statistics to show that the doctors in these developing countries, have far more expertise and a higher success rate in handling complicated life-saving surgeries, than the doctors here in the US, thanks just to the sheer volume of surgeries they handle on a daily basis. Besides in most cases, treatment here in the US is hardly an option for those with little or no insurance. In such a scenario, if traveling to an exotic destination would mean that they can be healed and lead a productive life post-surgery, instead of wasting away for want of expensive, medical care, then it certainly seems worth taking that one chance.

Vijaya Nadar
http://www.articlesbase.com/medicine-articles/healing-holidays-medical-tourism-at-its-best-139666.html