Death Records Now

1. I’m afraid our analysis of your medical bills has determined the reasonable value of those bills to be only half of what your were charged. Our settlement has to be based on our analysis.

 

2. Well, I’m afraid those commercials for our insurance company are really more of a, well, you know, advertising, uh, no, I wouldn’t call them a gimmick.

 

3. I know you saw those commercials and based on them thought that we would be covering all of your expenses from the accident, but those commercials really don’t say that?

 

4. You see, Sir, insurance companies base their decisions on what we think is reasonable, not on what your doctors think.

 

5. No, Sir, you’re right. I am not a doctor, but I can tell you that we still feel that some of those medical tests were unnecessary.

 

6. Well, you were on a motorcycle and taking a risk so we have to take that into consideration, don’t we?

 

7. Yes, I realize that injuries are usually more severe in a motorcycle accident, but the amount of treatment you received is still more than the average person has in a vehicular accident.

 

8. I know you were trying to save us some money, but when you declined an ambulance at the scene, that tells us you weren’t that seriously injured.

 

9. Yes, I know it can take days to get an appointment with your health insurance doctor, but if you were really that seriously injured, we would have expected you to hobble into an emergency room.

 

10. Yes, I realize that when you stopped your treatment for two weeks, you were attempting to see how you would be, but even though you found you were still in pain, we really have to discount any treatment after the date you stopped.

Here are ten additional tips of advice from a motorcycle accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in Costa Mesa, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good motorcycle accident attorney as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good motorcycle accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good motorcycle accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most motorcycle accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a motorcycle accident in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your Costa Mesa Motorcycle Accident Lawyer and your Orange County Motorcycle Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

R. Sebastian Gibson

Your family’s medical history can provide insight into the diseases and conditions that are common to you and your relatives. Use this history for clues about your risk for certain diseases and conditions. Family gatherings in Dallas, Houston or anywhere else in Texas can be fun and memorable. They are also an ideal time to catch up on family news and information, including your family’s health history. By mapping your family medical history, you can help identify some health risks you may face in the years ahead and plan for measures to minimize or eliminate those risks.

What is a family medical history?

A family medical history or medical family tree is a record of illnesses traced among family members. It looks like the family tree you might have drawn in school, with, of course, the addition of health information. This tree shows the relationships between each family member. And, depending on how much information you’re able to get for each relative, your medical family tree may end up being very detailed, while including health issues each family member faced.

What are the advantages of family medical history?

By compiling a family medical history, you can help your doctor spot patterns of specific conditions and diseases among family members. Your doctor and other healthcare professionals can use your family’s medical history – sometimes called a pedigree – for a number of things, including:

* Diagnosing a medical condition
* Determining whether you may benefit from preventive measures to lower your risk of a specific disease
* Deciding what medical tests to run
* Identifying other members of your family who are at risk of developing certain diseases
* Calculating your risk of certain diseases
* Calculating your risk of passing certain conditions on to your children

What can’t your family medical history tell you?

A family medical history doesn’t necessarily help everyone looking for answers about hereditary health concerns. For instance:

* If you’re adopted, family medical histories only work for blood relatives. And if you are adopted and don’t know your biological parents, your family’s medical history won’t tell you about your risk of inherited diseases.

* Don’t use it to predict your future. Whether you’ll actually end up with an inherited condition depends on your health habits, especially diet and exercise. Knowing now that you’re at risk of certain diseases can motivate you to change any unhealthy behaviors.

It provides limited insight into small families. If you have few siblings and cousins, it could be more difficult to identify family health patterns.

Someday it may be possible, and affordable, to use genetic testing to predict all of the diseases you’re at risk for. Until then, your family’s medical history is probably the best way to look into your possible future.

Gathering information about your family’s medical history.

Interview your relatives in person or on the phone. Or see if they are willing to take a few minutes at your next family reunion to answer your questions. Talking with your relatives can also help you renew or build relationships, as well as gain valuable medical knowledge.

Devise a questionnaire for your family. This should include questions about medical conditions your relatives have and their health habits, such as smoking, diet and exercise. Also include:

* Can you provide significant dates, including birth dates and other approximate dates when diseases/conditions were diagnosed?

* What major diseases has the family experienced? Examples: heart disease, stroke, cancer, depression, diabetes, Alzheimer’s disease, obesity, blindness and deafness. At what age were these diseases or conditions diagnosed? Was treatment successful?

* Any relatives have a tendency for other conditions: allergies, asthma, migraines or frequent colds?

* Have infertility, miscarriages, stillbirths or infant deaths taken place in the family? If so, what was the cause?

* Any history of birth defects, learning disabilities or mental retardation?

* What is the family’s dominant racial and ethnic background? Some diseases are more common among members of certain races and ethnicities.

* Is there any other information that may be relevant to the family medical history?

There are other sources of information you could include, such as death certificates, which are available through your state health department, and family records, which might include letters, census records or obituaries.

Try to gather as much information on as many generations of relatives as you can, including your parents, grandparents, sisters, brothers, half brothers and sisters, aunts, uncles, nieces, nephews, children and grandchildren. If you’re married and have children, include your spouse’s family history as well.

Make sure the information is as accurate as possible. If you don’t have information regarding what caused a family member’s death, don’t guess. Incorrect information will give you incorrect results. Do your best to collect solid information about your closest relatives, which would be your immediate family.

What can I do if a relative doesn’t want to share their medical information?

You might come across some relatives who prefer to keep their health information private. There may also be relatives who do not want to talk about an uncle’s alcoholism, a niece’s treatment for mental illness, a nephew’s dyslexia or a grandmother’s Alzheimer’s disease. Use tact and compassion to overcome this hurdle.

In addition, consider these strategies to get family members to open up and share personal information:

* Emphasize that your purpose is to create a record that will help you determine whether you and your relatives have a family history of certain diseases or health conditions. Make the completed medical history available to other family members so that they can also share the information with their doctors.

* Ask a question several different ways. Some people may be more willing to share health information in a face-to-face meeting. Others may prefer answering your questions by mail or e-mail.

* Word each question carefully. Don’t start with personal questions. Begin your interview by asking general questions about the whole family and then let your relative volunteer his or her personal health information.

* Be a good listener. As your relatives talk about their health problems, let them speak without interruption. Listen without judgment or comment.

* Respect privacy. As you collect information about your relatives, respect their right to confidentiality. Some people may not want to share any health information with you. Or they may not want this information revealed to anyone other than you and your doctor.

Now share your family medical history with your doctor.

Take your completed medical history to your next doctor’s appointment. Your doctor can help you analyze disease patterns and can talk with you about your risk of developing certain diseases. If you’re considering genetic testing, your doctor can discuss this with you and determine whether genetic testing is right for you.

You’re a young, healthy Texan and you certainly want to continue to stay healthy now and as you get older. So a comprehensive medical history might just help you pinpoint and avoid problems in the future. The right individual health insurance plan might also help you with your long-term fitness and health goals.

Pat Carpenter
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