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Posts Tagged ‘Insurance Car’

I need help on my Drug and Alcohol exam for florida. I can only miss 12?

March 18th, 2011 1 comment

1. At 55 mph it will take you approximately _____ feet to stop the car.

A. 5 feet

B. 100 feet

C. 228 feet

2. Not all moving violations will appear on your driving record.

A. True

B. False

3. Ethanol is

A. A mood altering drug

B. Stimulant

C. Narcotic

4. As a first-time offender convicted of DUI/OWI, you could face:

A. 50 hours of community service.

B. 12 hours of D.U.I. traffic school.

C. Both of the above.

5. Alcohol is considered a

A. Poisonous drug

B. Recreational drug

C. Recreational beverage

6. Zero Tolerance Law Means:

A. Police officers can stop you and check your insurance car whenever they like.

B. The law will not tolerate speed races on major freeways

C. It is illegal for minors to operate a vehicle after even one drink.

7. You may lose your drivers license if you accumulate too many points on your driving record.

A. True

B. False

8. You should always measure your following distance in

A. Seconds

B. Car lengths

C. Feet

9. Alcohol affects brain cells, your liver, stomach lining, and kidneys

A. True

B. False

10. Statistically your chances of being involved in a fatal crash double between 6PM and 3AM on Friday, Saturday and Sunday nights.

A. True

B. False

11. Which of the following is NOT a big concern when driving on country roads.

A. Slow-moving farm equipment

B. Livestock

C. High Occupancy Lanes

12. In a collision where there is severe injury or death

A. You may refuse a sobriety test

B. You may be forced to submit your blood against your will

C. You will be assigned an additional 4 points on your driving record

13. If you are ill and taking cough medicine while driving

A. You only have to worry if the medicine is by prescription

B. You may be cited for driving while impaired

C. You can drive and take medication without any consequences.

14. Alcohol is

A. A Stimulant

B. A Depressant

C. Neither

15. Alcohol affects the Limbic portion of the brain by

A. Making your vision blurry

B. Relaxing your muscles

C. Exaggerating emotional states

16. _______ tend to speed up the absorption of alcohol.

A. Fruit Juice

B. Water

C. Carbonated Beverages

17. What do the initials B.A.C. represent?

A. Basic Alcohol Consumption.

B. Basic Alcohol Concentration

C. Blood Alcohol Content

18. Having one drink or even less than one drink may impair your driving:

A. True

B. False

19. Tolerance can cause an overdose

A. True

B. False

20. Narcotics are pain killing drugs

A. True

B. False

please someone help i need them too very badly pleaseeeee

If you had a clean DL for over 15 yrs and had 1 bad accident w no injury/death, what happens to DL & insurance

February 7th, 2010 2 comments

Would appreciate response in terms of insurance (over 9 months paid insurance still left) and the car being beyond recovery, may result in me going for a new car as well as my DL with no negative record ever in California state. The accident was just an accident – no DUI, no neglect on any person’s part!
I add that I have not been cited for the accident and also, i have not had any mishap or problem with my DL (absolutely clean) in any of the other states in US or overseas with my current licence or with my previous licenses in NJ state and in Cananda

I’m an insurance guy myself and that’s a common question. First of all, the status of your DL will depend on if you were cited for anything. You didn’t say whether you were or not, so I’ll assume you weren’t. Your DL will be unaffected. Your insurance rates will increase. That’s standard practise. But you won’t have any immediate out of pocket insurance expenses (since your deductible will be taken from your total loss check), so you won’t see an increase in rates until you renew your policy in 9 months.