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My job failed to follow through with a change of beneficiary.?

My husband passed away on 1-31-06 from sickle Cell Disease.We would have been married 3 years a week before his death. We both work for the Chicago Transit Authority in Illinois. We have Life Insurance through our company. One year and prior to his death, we went down to the company headquarters (Merchdise Mart) to do a change of beneficiary making each other our beneficiary. We submited the forms and that was it. After his death I found CTA had never made his changes. They made him my beneficiary but did not make me his beneficiary. I was told the only record of beneficiary they had in his folder was his ex-wife, from 1998. My in-laws encourage me to continue to fight this and not give up. The young lady that received the document we submited no longer works for the company. The insurace money is still there. I’ve lost my home and I’m in a real financial bind. Please! Can someone help?
I was given a copy of the change form making him by beneficiary. I was told his folder was completely empty.

see a lawyer. you need professional help.

  1. bud68
    March 8th, 2010 at 18:41 | #1

    Do you have any written evidence that the beneficiary change form was submitted? Without that, it’s just your word.
    References :

  2. es
    March 8th, 2010 at 18:48 | #2

    see a lawyer. you need professional help.
    References :
    used to be an agent

  3. mbrcatz
    March 8th, 2010 at 18:54 | #3

    See if his form, is filed right behind yours, in YOUR file.

    Also, do you have a copy of it somewhere?

    Lastly, every year when benefits are reviewed, he should have noticed the beneficiary was his ex! Especially if he has a child with the ex, there is likely not much you can do – unless his change of beneficiary form is filed behind yours.
    References :

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