Death Records Now

Hi there,

Hope this article finds you in the best of health!!

Imagine – Your life!!!!

a)      When you get up in the morning, you have a person handing over a glass of your favorite healthy juice or lemon or peach tea

b)      Then you hit your private personalized gym

c)      Then you go for your bath with the Marks and Spencers range – Imagine – Peach bodywash with the afterlotion. The aroma is ummmmmmmmmmm.!!!

d)      Then you get ready for your office

e)      You have to choose from the best of collection of dresses in your wardrobe, best of purses, best of shoes / sandals!!!

f)        Choose the jewellery and watch as per the shades of your dress.

g)      Spray the bestest of perfumes – Woopie!!!

h)      Your Mercedes is waiting at the door of your Mansion (Your bungalow)

i)        Weekends are blocked either at the club or at a holiday destination.

How are you feeling now??? Amazing is it??? Is that your dream!!! Its actually mine and not just at night also during the day!!! It’s the way I want to see myself (On a secret day that’s marked in my diary!!) This really keeps me happy, energetic and motivated even when I see and hear news of economic crisis!!!

But I just can’t sit dreaming!!! Neither will my pay, earned during my lifetime, fetch me these luxuries, even if it’s the best in the industry!!

So then what do I do!!! While thinking on this, I went back to my childhood days and remembered the ant story that my darling Mom had told me before putting me to bed!!

The story is too long but the moral was the ant saves a bit during the summers so she has enough of stock of food during the winters which she then shares with other dying insects.

There I was!!! The idea stuck me like the first lightening thunder before the onset of monsoons!!

Immediately next day I got a very cute looking Piggy bank and made a resolution that I shall compromise on some of my comforts and deposit money everyday in it.

I started walking to college, bank, skipped munching ice-creams, chocolates, snacks, cut down on my shopping a bit – only the necessary items were bought!! The result – I saved an amazing 25,000 by the end of the year which I again recycled in the highest paying Banking scheme.

If I would save more one day, that week end I would treat myself with whatever I loved most – movies with friends, going out, my favorite perfume, an expensive beauty treatment!!!

As I grew older, I started my negotiations with my family – for every marketing every Saturday they were to pay me Rs 20 for the 2 way Rickshaw fare and Rs 30 for initiative to help them shop the veggies!!! I would walk one way and thereby put Rs 40 in my piggy bank!!

Next was shoe polish – for every pair – every day Rs 5 and so on………………

This was my second FD

As I matriculated my Dearest Dad gave me huge Rs 1,000 as pocket money. Believe me Rs 700-800 went to my bank account every month that too with decent spending on movies, roaming around eating junk but everything was calculative. Over spending at one end would mean stretching at some other luxury!!!

The result was through out my college years the tuitions fees, the books, my beauty treatments, weight maintenance programs, latest fashionable dresses, birthday parties, gifts, movies, picnics, everything was managed gracefully by my own self.

When I started earning, with my first salary I got my first LIC Jeevan Anand Policy (Insurance Policy) – which assures me of double return on maturity and one part after my death to my nominee.

As days passed by, I grew in the organization, got promotions, switched jobs; I started thinking harder to realize my dream. I started studying guaranteed assured returns options in the market. Though with a lower return as compared to shares and mutual funds, I always preferred a safer, secured bet and hence started investing every month in:

a)      Gold

b)      Public Provident Fund

c)      Recurring Deposit (RD with the Bank)

My favorite three tools are:

a)      My Investments worksheet which has a record of investments, lock in period, maturity, interest, due date, proposed plan after maturity

b)      My annual income, expenditure and tax planner

c)      My daily expenses records

These truly guide me to where I stand today (daily tracker), by the end of year (short term plans) and my total worth in terms of my investment (long terms Assets). Believe me, my Parents (who I call my “Angels”, my house is my “Heaven”) have taught me one important lesson, The more responsibility you take especially in your early ages, the more you will find people feeling happy and proud of you and willing to help you and thereby you earn the precious asset of your life, “respect for yourself”, people quoting “you are very matured and responsible”. Atleast my hemoglobin counts grows multiple times when I hear my parents telling me what someone just told them about me!!!

Today though I am not very wealthy but then a steady plan has helped me grow pretty well on my financial plans to achieve my Dream Lifestyle which I truly deserve. The best part of it is I have made that possible myself!!

Atleast I have series of examples of being self reliant, independent, well confident and capable of taking care of my own self and successfully managing life.

It gives me immense pleasure to state that at the age of 26, I have toured all of Incredible India even been to foreign locations like Singapore, Malaysia, Pattaya, Bangkok, Sri Lanka – Come on!!! Obviously this was from my Parents not out of my savings!!!

Over and above everything, the most important satisfaction of my life is the way my Angles think how matured & capable I am and their contented proud faces when I create my FDs, buy new policies and discuss with them my expenditure and income plans

Believe me there is no bigger happiness than discovering your own capabilities, managing successfully your own life your own way!!! Just makes you feel so good about everything and yet humble and thankful for God to dawn upon some wisdom on you!!

Every step however small leads you to big achievements. I am myself convinced and have practiced this big time!!!

Think about it!!!! Its really a great idea Dude!!!!

Happy Saving!!!!

Namita Vyavaharkar
http://www.articlesbase.com/self-improvement-articles/smart-ways-for-your-money-to-grow-733659.html

Do you think it is ironic that some states have outlawed the death penalty while Texas still executes people weekly?? I understand of federalist system that allows states to govern their own laws, but I think with something so important, the government should be the final authority. I am not opening the death penalty can of worms as much as I am questioning the consistency throughout the country. If I lived in Texas I would do my dirty work in Kansas were there is no death penalty!! That sounds sick to even think about, but I am sure someone has looked into it!! Would it be easier if the entire country was one way or the other???

And for the record…I have never been prouder to be a Jayhawk!!!!

Well the answer is real simple..,if you dont break a law or murder any one,life should be good.I support the death penalty..,or put the waiting list on the front lines of the war.We are spending more money housing and feeding prisioners that we spend on defense for our country.Something wrong with that picture?Prisioners are allowed to beef themselves up and over power the authority in prisons,some have pool tables in the prisons,they have a/c,free meals,television..,and most when release purposely violate a probation or commit another crime to return to a gravy way of life with no responsibilites.In prison they have none.I think if we enacted the death penalty it would not look so appealing to spend a life time in prison with luxuries our poor dont have.